Credit Repair Guide By an Experienced Financial Services Attorney

The Attorney's Guide to Credit Repair was written by David Shapiro a financial services lawyer with 27 years of experience in the business. He has earned for himself a reputation as an expert in the area of credit restoration.

One strategy Shapiro uses is the Fair Credit Reporting Act (F.C.R.A), a federal law passed May 25, 1970, and designed to protect the consumer from being abused by the credit bureaus.

Shapiro uses the law to remove negative credit entries that are not 100% accurate and verifiable, and he also uses the fact that 80% of entries in the three major credit bureaus (Trans Union, Equifax and Experian) are also inaccurate and requests their removal.

In his book, The Attorney's Guide to Credit Repair, Shapiro clearly states that it is not true that a consumer will have to resign himself to bad credit sitting on his records for ten years. The banks and credit card companies propagate this myth, but Shapiro gives the procedures to follow to remove negative items much sooner.

Unfortunately most consumers believe and accept this and needlessly suffer the often disastrous effects of bad credit for many years.

Shapiro uses the F.C.R.A law and the inaccurate information dispute process of the credit bureaus to create a step by step strategy for improving consumers' Fico score.

He uses carefully crafted dispute letters and gives a detailed explanation of the importance of the Fico score. He shows how the Fico score affects approval for credit and how removing inquiries can add points to the credit report.

The guide will allow anyone to get the credit they need to change their lifestyles and achieve their goals. The Attorney's Guide to Credit Repair uses unique techniques, is written in an easy step by step fashion to erase bad credit and raise the credit score in a very short amount of time.

Because the current laws allow for the removal of any credit entry that is not 100% accurate and verifiable, The Attorney's Guide to Credit Repair is guaranteed to increase the Fico score.

By: RoseMarie Pierre

Want to raise your FICO score? Sign up for David Shapiro's excellent free credit repair course The Attorney's Guide to Credit Repair, and Credit Repair Info

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