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Knowing what "buy term, invest the difference" means I am sure that some of us has heard of the saying "Buy term, invest the difference" when buying insurance and investment products. However do we really understand what this means? So why do most financial planners recommend that we should "buy term and invest the difference" while some insurance agents keep on bugging you to get their recommended product ? Some tips on how to save money Talking about how to save money may sound easy, what is most hard about it is when you start to do it. Rule of 72 Once upon a time an Overseas Filipino Worker (OFW) started working abroad. At the age of 29 he had already saved a total of P 100,000.00 (Philippine peso) Wise investment strategies Months ago my Dad asked me to attend a multi-level marketing seminar which involves Voice Over Internet Protocol (V.O.I.P) products. He wanted to attend the seminar personally but he asked me to attend the seminar primarily for two reasons first, he just did not understand what the product is all about and second he had another meeting to attend. So I just attended the seminar in his behalf. How to have a good marriage When somebody in our famly gets married, our patriarch, my grandfather is always requested to give a speech on secrets to a good marriage. The thing about it is that he gives the same speech every time he is asked to deliever a speech. Busting The Myths In The Call Center Business After India, the next best destination for business process outsourcing is no doubt the Philippines. All over the country, there are now several call centers and other business process outsourcing ventures that are operating. A quick scan of Philippine newspaper will reveal that more than half of the available jobs are business process outsourcing jobs. Our export sector has exhibited growth due to business brought about by business process outsourcing despite the dwindling dollar. With all these facts in mind, it would seem that putting up a call center seems very lucrative. Getting Rid Of The This Nasty Philippine Made Virus Last month my computer got infected by a virus. There is really no formal name for the virus since most of the anti-virus makers up to know have still not identified it. In fact when you search for a "remover" for this virus in google you cannot find any. (Correct me if I am wrong) There are only instructions on how to remove it and only a few websites are giving such instructions. The reason for this is because this virus is local, that is made in the Philippines. The World's Greatest Investment In choosing investments, the rate of return should always be considered. It is important that we know how much we will be earning in a given time. It is also best to compare the proposed investments with other investments. The risk versus the rewards is weighed after which a decision is made as to whether or not the risk involved is worth the reward that will be won. Reasons For Investing In The Stock Market - Part 1 Previously, I wrote a comprehensive introduction on how to invest in the Philippine stock market. The basic principles that each prospective investors should understand was exstensively discussed. Here, the advantages of investing in the stock market, will be tackled. The Advantages Of Investing In The Stock Market - Part 2 Previously the advantages or the reasons why you should invest in the stock market was discussed. In the first part of this two part series, we discussed about the first three reasons why you should invest in the stock market those are, potential for greater returns, part ownership of the company you are investing and belonging to a special group of people. We continue by discussing the next 4 reasons in part 2 of this 2 part series. Should you wish to view the entire article, check out my blog. What's In Store For The Philippine Peso ? When the United States Dollar-Philippine Peso Exchange rate was hovering at around P44+ to a dollar, I adviced my dad to withdraw all his dollars, change it back to Philippine peso and place it in mutual funds. Economic Outlook For 2008 Since this is the start of the year, let me share with you what I think will be the economic outlook for this year. Principles Of Investments In The Stock Market - Part 4 Of 4 In this article we will be discussing the last three principles of investment in the stock market. In the past articles we have already discussed the first seven princles. If you want to see the entire article, visit my blog. Basic Investment Principles In The Stock Market - Part 3 Of 4 This is the third installment on the discussion about basic principles in stock market investing. In the previous articles, we discussed about the first three principles of investment. First, the stock market is just another vehicle of investment. Secondly, investing in the stock market is a roller coaster ride and thirdly, you must determine what type of investor you are. We continue with the next 4 principles in part 3 of this 4 part series. If you wish to view the entire article, please visit my blog. Stock Market - Basic Principles - Part 1 Of 4 A lot of people have asked me on whether they should invest in the Philippine stock market. Most of those who asked also wanted to know how to start doing it. I do not know if they are really serious about investing or if they are merely curious about it since it has been given emphasis lately considering its very positive performance. Basic Investment Principles In The Stock Market - Part 2 Of 4 This is part 2 of the four part series on the discussion of principles of investment in the stock market. In the first part, the first principle involved realizing that the stock market is just another investment vehicles and that before you start investing in the stock market, you must realize that there are other vehicles of investments. We continue by discussing the next two principles. If you wish to view the entire article, please visit my blog. Fundamental Principles That Each Blogger Should Know After going through several blogs and books on blogging, making money out of your blog or website and marketing on the internet, it has been my observation that all bloggers agree on certain things that each successful blogger has religiously followed throughout the years. Here are the principles I observed:

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